The Ticktin Minute May 29, 2017 – Lien Priority Status

Foreclosure can be a very tricky and challenging process for homeowners that are behind (or will soon be behind) on their Homeowner’s,  Condominium Owner’s Association (collectively “Association”) and/or mortgage payments. A foreclosure could also be triggered by unpaid real estate taxes as well. Since the bank usually escrows these payments, this is not as usual…

The Ticktin Minute May 15, 2017 – Summary of the Deadliest Roads in Florida

You never know when an accident will occur and/or where that accident will occur, however, there are certain roads that are believed to be more dangerous than others. Also, as many Floridians are aware of, the wintertime yields significantly more car accidents due to the migration of the “snow birds” down to Florida. For those…

The Ticktin Minute May 8, 2017 – Charges that Can be Assessed Pursuant to a HOA or COA Lien

A foreclosure may result if a homeowner falls behind on payments (“Assessments”) to their homeowner’s association (“HOA”) or their condominium association (“COA”). COA and HOA shall be collectively referred to as the “Association” throughout this article. The right to foreclose by the Association is explicitly agreed to by the homeowner pursuant to the declaration of…

Personal Injury Tips: Negotiating your Medical Bills

Negotiating Your Medical Bills “A hospital should also have a recovery room adjoining the cashier’s office.” ― Francis O’Walsh After a settlement has been reached in a personal injury case, whether it is only with the at-fault party, or in conjunction with your own UM Insurance, it is time to negotiate the medical bills. This…

The Ticktin Minute May 1, 2017 – Selective Enforcement Claim Against a Condominium Association

A condominium is a building or group of buildings containing a number of individually owned apartments or houses (in the case of a planned unit development) containing common elements that may be used by all owners. Condominiums are extremely common in Florida. Each condominium association has certain rules and regulations (also known as covenants and…

Personal Injury Tips: Notifying Your UM Insurance About the Proposed Settlement

Notifying Your UM Insurance About the Proposed Settlement “Solomon’s Laws: 1. When the law doesn’t work…work the law.” ― Paul Levine, Solomon vs. Lord In most cases, after you sign the Release with the party that caused your damages and get the check, your case is done. However, there are instances when you still have…

The Ticktin Minute April 24, 2017 – Foreclosure Process Pursuant to a HOA Lien for Non-Payment of Condominium Assessments

Condominium Associations run very similar to a business and have two distinctive functions. First, they collect monthly maintenance fees and special assessments and ensure that all unit owners are paying such fees assessed, which are necessary to keep the property in good condition. Second, the Condo Association must ensure that the unit owners and their…