Personal Injury Tips: Notifying Your UM Insurance About the Proposed Settlement

Notifying Your UM Insurance About the Proposed Settlement “Solomon’s Laws: 1. When the law doesn’t work…work the law.” ― Paul Levine, Solomon vs. Lord In most cases, after you sign the Release with the party that caused your damages and get the check, your case is done. However, there are instances when you still have…

The Ticktin Minute April 24, 2017 – Foreclosure Process Pursuant to a HOA Lien for Non-Payment of Condominium Assessments

Condominium Associations run very similar to a business and have two distinctive functions. First, they collect monthly maintenance fees and special assessments and ensure that all unit owners are paying such fees assessed, which are necessary to keep the property in good condition. Second, the Condo Association must ensure that the unit owners and their…

The Ticktin Minute April 17, 2017 – HOA Liens and Foreclosure

A Homeowner’s or Condominium Association (also known as “HOA” or “COA” or collectively referred to as the “Association”) is a legal entity created in order to ensure that a neighborhood of homes or condominium units with common elements function properly. In order for a Homeowner’s Association to function properly, they are given a power to…

Personal Injury Tips: The First Offer and Negotiation in Personal Injury

The First Offer and Negotiation in Personal Injury “Everything is negotiable. Whether or not the negotiation is easy is another thing.” ― Carrie Fisher After a Demand Package is sent to the at-fault party’s insurance company, the Insurance Adjustor then has 30 days (what is considered a reasonably amount of time) to respond with an…

The Ticktin Minute April 10, 2017 – Explanation of the Promissory Note With Regard to a Foreclosure Proceeding

In order for a foreclosure proceeding to occur, there must have been an original mortgage document and promissory note signed in favor of a bank. This typically occurs when the property is originally purchased, however, this could also materialize pursuant to an obtaining an equity line of credit with the home serving as the collateral…

The Ticktin Minute April 03, 2017 – Explanation of the Mortgage Document With Respect to a Foreclosure Proceeding

The ability of a lender to foreclose on a residential or commercial property generally stems from the original mortgage document and promissory note signed by a purchaser of property in favor of a lender. The original mortgage document and promissory note is typically used as the catalyst for a foreclosure. Or, in some circumstances, a lender…