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I have a checking account in the same bank that has my mortgage, if I default on paying my mortgage can that bank take the money out of my checking account?


This is a very common concern.  The bank cannot remove funds from your checking account without your approval even if you default on your mortgage payments.  The mortgage provides the bank with a specific course of action regarding a default.  If you are in default or think you are heading there, it is likely the bank will file a foreclosure action.  A foreclosure case can be litigated and if you would like to learn more about foreclosure litigation and what our firm can do for you, please contact my office and schedule a free consultation.

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