The Ticktin Minute July 24, 2017 – The Beginning of the Foreclosure Process: The Foreclosure Complaint

The Beginning of the Foreclosure Process: The Foreclosure Complaint Foreclosure is the legal process a bank or lender takes when a homeowner is in default on a loan securing a parcel of real estate and the bank intends on taking the home away from the homeowner. Foreclosure is very complicated and therefore, it is extremely…

The Ticktin Minute July 17, 2017 – Employment Law and Discrimination in the Workplace

Employment Law and Discrimination in the Workplace Discrimination in the workplace has many complex components, which should only be navigated by an experienced discrimination law attorney. Similar to the Americans with Disabilities Act (ADA), employers with fifteen (15) or more employees are subject to Title VII of the Civil Rights Act of 1964. Specifically, Title…

The Ticktin Minute July 10, 2017 – Employment Law and Discrimination

Employment Law and Discrimination Florida employment laws require employers to provide fair opportunities to every individual who can perform the essential functions of the job for which they are being hired. For instance, employers cannot discriminate against employees on account of their age, gender, race or physical condition. The Americans with Disabilities Act (ADA) came into…

The Ticktin Minute July 3, 2017 – Employment Law and the Minimum Wage Rate

Employment Law and the Minimum Wage Rate Employment law in Florida encompasses many employee/employer related topics including but not limited to: minimum wages, overtime pay, meals and break, vacation leave, sick leave, holiday leave, jury duty leave, discrimination in the work place, voting leave and severance pay. If any of these laws are broken, then…

The Ticktin Minute – June 5, 2017 – Foreclosure and Escrowed Payments

Foreclosure and Escrowed Payments When first purchasing a home with a mortgage, a lender typically stipulates which payments related to the home must be escrowed with their institution during the duration of the loan. This may include: real property taxes, hazard insurance (homeowner’s insurance) and homeowner’s association dues. Each bank is different and has their…

The Ticktin Minute May 29, 2017 – Lien Priority Status

Foreclosure can be a very tricky and challenging process for homeowners that are behind (or will soon be behind) on their Homeowner’s,  Condominium Owner’s Association (collectively “Association”) and/or mortgage payments. A foreclosure could also be triggered by unpaid real estate taxes as well. Since the bank usually escrows these payments, this is not as usual…

The Ticktin Minute May 15, 2017 – Summary of the Deadliest Roads in Florida

You never know when an accident will occur and/or where that accident will occur, however, there are certain roads that are believed to be more dangerous than others. Also, as many Floridians are aware of, the wintertime yields significantly more car accidents due to the migration of the “snow birds” down to Florida. For those…

The Ticktin Minute May 8, 2017 – Charges that Can be Assessed Pursuant to a HOA or COA Lien

A foreclosure may result if a homeowner falls behind on payments (“Assessments”) to their homeowner’s association (“HOA”) or their condominium association (“COA”). COA and HOA shall be collectively referred to as the “Association” throughout this article. The right to foreclose by the Association is explicitly agreed to by the homeowner pursuant to the declaration of…

Personal Injury Tips: Notifying Your UM Insurance About the Proposed Settlement

Notifying Your UM Insurance About the Proposed Settlement “Solomon’s Laws: 1. When the law doesn’t work…work the law.” ― Paul Levine, Solomon vs. Lord In most cases, after you sign the Release with the party that caused your damages and get the check, your case is done. However, there are instances when you still have…